Category Archives: Uncategorized


Episode 32 – Retirement Numbers That Every Single Person Needs to Know: Part 1

Are you on track for your retirement? Knowing your numbers and understanding what they mean can help you make any adjustments that are needed for you to reach your retirement goals.

In this episode, Marc Bautis walks you through the important numbers and ratios that you should be aware of as you’re saving for retirement. This is a must-listen conversation that will teach you how to decode your credit score and become an organized saver and spender. 

 In this episode, you will learn:

  • The purpose of knowing your capital income ratio
  • How to understand your credit score 
  • How your FICO report can affect your borrowing power
  • About AGI and how it ties to your tax bracket
  • And more!

Tune in to learn numbers and tips that can help you work towards a happy retirement.  

Resources:  Bautis Financial | Savings Goals by Age | Annual Credit Report


Episode 31 – Why We Use the Factor Investing Strategy

Not so long ago, it was only the big institutions that had access to all the pertinent investing information, but nowadays even the small investment firms can say they are playing at the same level.

In this episode, Marc Bautis explains the history of investing and portfolio management along with how and why factor-based investing came to fruition. Looking at aspects such as quality, volatility, momentum, and size, Marc shares how he and his firm utilize the factor investing strategy to best help their clients.

In this episode you will learn: 

  • An explanation of factor investing
  • Details about the four main factors used in factor investing
  • What to consider about each factor
  • How Bautis Financial uses this strategy to help their clients
  • And more!

Tune in now to get an inside look at factor investing trading. 

Resources:  Bautis Financial: (862) 205-5000  


Episode 30 – How to Start Decluttering Your Home Today — With Maria Diaz

It’s easy for people to become overwhelmed with clutter. Things pile up and become a burden to deal with. But when you have specific guidance, decluttering — and even just starting the process — becomes much easier. 

In this episode, Marc Bautis welcomes guest Maria Diaz, owner and founder of Order & Ease, to discuss ways you can start decluttering your home today. This is a must-listen conversation for anyone who would like to boost their organization and help their parents improve the level of safety within their homes. 

In this episode you will learn: 

  • What organization system Maria used to help Marc declutter his garage
  • How clutter affects people’s mental and physical health
  • Decluttering advice for baby boomers whether they’re moving into assisted living or aging in place
  • Action items for adult children who want to help their parents get organized
  • Creative ideas for commemorating sentimental belongings that are taking up too much space or can’t be taken into an assisted living facility
  • And more!

Tune in now and get inspired to start decluttering today!


Bautis Financial: (862) 205-5000 | Order & Ease: (201) 463-7726



Episode 29 – Tax Planning: Not Just a Year-End Event — With Kenneth Lam, CPA

With the end of the year fast approaching, you might be starting to think about your tax situation. But as you will soon find out, it’s best to do tax planning year-round. 

In this episode, Marc Bautis welcomes guest Kenneth Lam, the CPA, CEO, and founder of CPA Tax & Financial Planning, to discuss ways you can improve your tax situation by planning throughout the year and not just at the end.

 In this episode, you will learn:

  • The difference between tax deductions and tax credits
  • Reasons to use capital gains towards opportunity zones
  • About new deductions available to all business owners
  • About the W-4 withholding allowance
  • And more!

Tune in to learn how tax planning year-round can benefit you or your business.

Resources:  Bautis Financial: (862) 205-5000 | CPA Tax & Financial Planning, LLC: (732) 520-2668 | Email Ken Lam 


Episode 28 – Why Medicare Parts A and B Aren’t Enough — With Victoria Finlay

A lot of people with Medicare wrongly believe that having only Parts A and B will be sufficient. With open enrollment period in full swing, now is the time to make adjustments to get complete coverage.

In this episode, Marc Bautis welcomes returning guest Victoria Finlay to uncover why Parts A and B don’t cut it on their own. Brimming with pointers on Medicare, Medigap, and Medicare Advantage, this is a must-listen for expert guidance on which options to choose based on the cost and the coverage you’re looking for. 

 In this episode, you will learn:

  • The different parts of Medicare and the coverages you can receive
  • What to keep in mind about late enrollment penalties
  • How to pick out the best coverage plan for you 
  • Questions to ask potential policy providers to ensure you will be properly covered
  • And more!

Tune in to learn which Medicare coverage options are available to you. Remember, open enrollment period ends on December 7!


Bautis Financial: (862) 205-5000 | Marc’s Medicare resources | 10 Common Medicare Questions | Retirement Health Care Reference Guide | Medical Enrollment | 



Episode 27 – Can a Reverse Mortgage Fit in Your Financial Plan? — With David Faccone

Are you falling short on your financial goals for your retirement? If you own your own home, do you know the value of the equity you have in it?

In this episode, Marc Bautis brings on a longtime friend to discuss reverse mortgages and how they may be of benefit to your financial plan. David Faccone is a mortgage lender from Finance of America with vast knowledge and experience with these types of mortgages.

 In this episode, you will learn:

  • What exactly is a reverse mortgage
  • Who is eligible to apply for a reverse mortgage
  •  The pros and cons to having a reverse mortgage 
  • And more!

Tune in to find out what options you have when using your home to aid you in retirement.

Resources:  Bautis Financial | Finance of America | David Faccone


Episode 26 – Changing Jobs? Don’t Forget About Your 401(k)

Statistics show that the average person will change jobs 11 times over the course of their life.  What happens to their 401(k)? 

In this episode, Marc Bautis talks about the five 401(k) options a person has when they leave their job. It turns out that this is one of the most important retirement decisions you will make. Listen in as Marc walks you through the pros and cons of each option, giving expert advice along the way. 

In this episode, you will learn:

  • How to decide whether to leave a 401(k) where it is or bring it over to your new employer
  • The importance of obtaining your fee-disclosure document
  • Why there are very few pros to cashing out your 401(k)
  • What a “zombie 401(k)” is and how to hunt one down
  • And more!

Tune in now to find out what options you can take with your 401(k) when you change jobs. 

Resources:  Bautis Financial 


Episode 25 – Is Divorce Coaching Right for You? — With Jason Levoy

Going through a divorce can be extremely stressful and overwhelming. Could you benefit from the support of a divorce coach?

In this episode, Marc Bautis is joined by divorce coach Jason Levoy to discuss what it’s like to navigate the divorce process with a coach on your side. This conversation is dedicated to bringing you full details about a source of support you may have overlooked until now. 

In this episode, you will learn:

  • At which stage people usually engage a divorce coach
  • Why some people approach Jason after a divorce is final
  • What sets Jason apart from other divorce coaches
  • Jason’s tips for people at different stages of divorce
  • And more!

Tune in to hear from divorce coach Jason Levoy and consider whether coaching is right for you!

Resources:  Bautis Financial | Jason Levoy | The Divorce Resource Guy Podcast 


Episode 24 – 10 Things CPAs Should Know About IRAs: Part 1

Are you a CPA who has questions about individual retirement plans (IRAs)? Or maybe you just want to know more about IRAs to make sure you’re doing right for your own future.

In part one of his new mini-series, Marc Bautis throws light on 10 things CPAs should know about IRAs. This informative and energetic episode is all about helping you plan for a financially free retirement. 

In this episode, you will learn: 

  • What the current contribution rates are for IRAs
  • Which factors determine your eligibility to contribute
  • How to use an NUA strategy to save on taxes
  • Whether it makes sense to convert to a Roth
  • And more!

Tune in to learn about IRAs and consider if you’re using it to its greatest potential.

Resources:  Bautis Financial


Episode 23 – Can Dividends Lead to Financial Freedom?

Have you ever asked yourself, “What is a dividend?” or “Can a dividend really help me reach my financial goals?” If so, you’ll want to listen to this!

In this information-rich episode, Marc Bautis dives deep into everything you need to know when planning for your financial freedom — and how dividends may help you get there.

In this episode, you will learn: 

  • The definition of a dividend
  • Why it is important to look at a stock’s total return
  • What a payout ratio is and how it can benefit you
  • And so much more!

Tune in to learn about dividend-paying stocks and answer this question: “Can they help me get to where I want to go?”

Resources:  Bautis Financial


Episode 22 – What Would You Do If There Was a Recession?

The word “recession” is enough to make any economist shudder. But sometimes recessions happen and it’s important to be prepared. 

In this episode, Marc Bautis explains whether we should be worried about an impending recession and how to combat one if it does happen.

In this episode, you will learn: 

  • The four phases of the economy and each of their roles 
  • What could end the “bull market” phase of the economic cycle
  • How the Internet and social media can affect the cycle
  • And more!

Tune in to learn about the inner workings of the economy and how to prepare for a recession.

Resources  Bautis Financial


Episode 21 – How to Use ESG Investments in Your Portfolio

Do you want your investments to align with your personal values? If so, you may be interested in socially responsible investing!

In this episode of Agent of Wealth Podcast, Marc Bautis explains socially responsible investing and how to use environmental, social, and governance (ESG) investments in your portfolio. 

In this episode, you will learn:

  • The major drivers of ESG investing
  • How to use your investments to influence change
  • Which large companies are participating in socially responsible investing
  • How ESG investments can help your company grow and gain popularity
  • And more!

Tune in now to learn about socially responsible investing and how to use ESG investments in your portfolio!

Resources:  Bautis Financial


Episode 20 – Adding Real Estate to Your Investment Strategy

Should you be investing in real estate? 

In today’s episode, Marc Bautis breaks down what investing in real estate involves and the benefits of adding it to your investment strategy. 

In this episode, you will learn:

  • The main reasons to consider incorporating real estate into your portfolio
  • The different types of real estate options available to invest in
  • The value of factoring in the cost of a property manager 
  • Which information to look for when conducting your research 
  • The ideal number of properties to invest in
  • How you can scale up the number of properties you have as you gain experience in the real estate market
  • The difference between actively and passively investing in real estate
  • And more!

Tune in now to learn how you can start incorporating real estate into your portfolio!

Resources:  Bautis Financial


Episode 18 – Meet Victoria Finlay of Bautis Financial

In this episode of Agent of Wealth Podcast, you will meet Victoria Finlay, a financial advisor at Bautis Financial. Victoria studied financial planning at Virginia Tech University and has been working at Bautis Financial for about a year.

In this episode, you will learn:

  • What the first year of work at a financial advising office looks like
  • How Victoria has transitioned from student to advisor
  • Victoria’s recommendations for saving for university for multiple children in your family
  • How Victoria has worked with clients at Bautis Financial to help them reach their financial goals
  • What goes into getting the CFP® designation
  • And more!

Tune in to this episode of the Agent of Wealth Podcast to get to know Bautis Financial’s Victoria Finlay!

Resources:  Bautis Financial


Episode 14 – How to Get That Student Loan Paid Off — With Guest Jan Miller of Miller Student Loan Consultants

You planned and saved for the cost of college, and then you spent more than you ever could have imagined. Let’s face it: Student loans are daunting, and you may need help to navigate the next financial steps.

In this episode of Agent of Wealth Podcast, Marc Bautis sits down with student loan expert Jan Miller of Miller Student Loan Consultants to explain how you can pay off student debt as efficiently and pain-free as possible.

In this episode, you will learn:

  • How Jan analyzes potential clients’ financial standings to determine their next steps
  • What the four pillars of student loan repayment are and the difference between each one
  • How working for a non-profit organization may save you money on loan repayment
  • How to tell if your debt-repayment plan is going to be the best plan for you
  • And more!

Listen in and learn about the benefits of creating a customized plan for your student loan repayment!

Resources:  Bautis Financial | Miller Student Loan Consultants