Tag Archives: college planning


Episode 29 – Tax Planning: Not Just a Year-End Event — With Kenneth Lam, CPA

With the end of the year fast approaching, you might be starting to think about your tax situation. But as you will soon find out, it’s best to do tax planning year-round. 

In this episode, Marc Bautis welcomes guest Kenneth Lam, the CPA, CEO, and founder of CPA Tax & Financial Planning, to discuss ways you can improve your tax situation by planning throughout the year and not just at the end.

 In this episode, you will learn:

  • The difference between tax deductions and tax credits
  • Reasons to use capital gains towards opportunity zones
  • About new deductions available to all business owners
  • About the W-4 withholding allowance
  • And more!

Tune in to learn how tax planning year-round can benefit you or your business.

Resources:  Bautis Financial: (862) 205-5000 | CPA Tax & Financial Planning, LLC: (732) 520-2668 | Email Ken Lam 


Episode 28 – Why Medicare Parts A and B Aren’t Enough — With Victoria Finlay

A lot of people with Medicare wrongly believe that having only Parts A and B will be sufficient. With open enrollment period in full swing, now is the time to make adjustments to get complete coverage.

In this episode, Marc Bautis welcomes returning guest Victoria Finlay to uncover why Parts A and B don’t cut it on their own. Brimming with pointers on Medicare, Medigap, and Medicare Advantage, this is a must-listen for expert guidance on which options to choose based on the cost and the coverage you’re looking for. 

 In this episode, you will learn:

  • The different parts of Medicare and the coverages you can receive
  • What to keep in mind about late enrollment penalties
  • How to pick out the best coverage plan for you 
  • Questions to ask potential policy providers to ensure you will be properly covered
  • And more!

Tune in to learn which Medicare coverage options are available to you. Remember, open enrollment period ends on December 7!


Bautis Financial: (862) 205-5000 | Marc’s Medicare resources | 10 Common Medicare Questions | Retirement Health Care Reference Guide | Medical Enrollment | Medicare.gov 



Episode 27 – Can a Reverse Mortgage Fit in Your Financial Plan? — With David Faccone

Are you falling short on your financial goals for your retirement? If you own your own home, do you know the value of the equity you have in it?

In this episode, Marc Bautis brings on a longtime friend to discuss reverse mortgages and how they may be of benefit to your financial plan. David Faccone is a mortgage lender from Finance of America with vast knowledge and experience with these types of mortgages.

 In this episode, you will learn:

  • What exactly is a reverse mortgage
  • Who is eligible to apply for a reverse mortgage
  •  The pros and cons to having a reverse mortgage 
  • And more!

Tune in to find out what options you have when using your home to aid you in retirement.

Resources:  Bautis Financial | Finance of America | David Faccone


Episode 24 – 10 Things CPAs Should Know About IRAs: Part 1

Are you a CPA who has questions about individual retirement plans (IRAs)? Or maybe you just want to know more about IRAs to make sure you’re doing right for your own future.

In part one of his new mini-series, Marc Bautis throws light on 10 things CPAs should know about IRAs. This informative and energetic episode is all about helping you plan for a financially free retirement. 

In this episode, you will learn: 

  • What the current contribution rates are for IRAs
  • Which factors determine your eligibility to contribute
  • How to use an NUA strategy to save on taxes
  • Whether it makes sense to convert to a Roth
  • And more!

Tune in to learn about IRAs and consider if you’re using it to its greatest potential.

Resources:  Bautis Financial


Episode 21 – How to Use ESG Investments in Your Portfolio

Do you want your investments to align with your personal values? If so, you may be interested in socially responsible investing!

In this episode of Agent of Wealth Podcast, Marc Bautis explains socially responsible investing and how to use environmental, social, and governance (ESG) investments in your portfolio. 

In this episode, you will learn:

  • The major drivers of ESG investing
  • How to use your investments to influence change
  • Which large companies are participating in socially responsible investing
  • How ESG investments can help your company grow and gain popularity
  • And more!

Tune in now to learn about socially responsible investing and how to use ESG investments in your portfolio!

Resources:  Bautis Financial


Episode 20 – Adding Real Estate to Your Investment Strategy

Should you be investing in real estate? 

In today’s episode, Marc Bautis breaks down what investing in real estate involves and the benefits of adding it to your investment strategy. 

In this episode, you will learn:

  • The main reasons to consider incorporating real estate into your portfolio
  • The different types of real estate options available to invest in
  • The value of factoring in the cost of a property manager 
  • Which information to look for when conducting your research 
  • The ideal number of properties to invest in
  • How you can scale up the number of properties you have as you gain experience in the real estate market
  • The difference between actively and passively investing in real estate
  • And more!

Tune in now to learn how you can start incorporating real estate into your portfolio!

Resources:  Bautis Financial


Episode 18 – Meet Victoria Finlay of Bautis Financial

In this episode of Agent of Wealth Podcast, you will meet Victoria Finlay, a financial advisor at Bautis Financial. Victoria studied financial planning at Virginia Tech University and has been working at Bautis Financial for about a year.

In this episode, you will learn:

  • What the first year of work at a financial advising office looks like
  • How Victoria has transitioned from student to advisor
  • Victoria’s recommendations for saving for university for multiple children in your family
  • How Victoria has worked with clients at Bautis Financial to help them reach their financial goals
  • What goes into getting the CFP® designation
  • And more!

Tune in to this episode of the Agent of Wealth Podcast to get to know Bautis Financial’s Victoria Finlay!

Resources:  Bautis Financial


Episode 17 – Budgeting to Make Your Money Work for You — With Judy Lawrence

Agent of Wealth Podcast Summary

Have you prepared a budget that you stick to regularly? Wondering why you should?

In this episode of Agent of Wealth Podcast, Marc Bautis is joined by Judy Lawrence, a personal finance counselor, speaker on money management, and author of two financial bestsellers. Marc and Judy discuss the importance of budgeting and how to make your budget work for you.

In this episode, you will learn:

  • How a budget can make you feel liberated, rather than held back
  • Why it’s now easier than ever to create — and stick to — a budget
  • How to budget if you have a variable income
  • Why you should create a template for your monthly budget, but leave room for variable expenses
  • And more!

Tune in and embrace budgeting with Marc Bautis and guest Judy Lawrence!

Resources:  Bautis Financial | moneytracker.com | The Budget Kit: The Common Cents Money Management Workbook | Judy@moneytracker.com


Episode 14 – How to Get That Student Loan Paid Off — With Guest Jan Miller of Miller Student Loan Consultants

You planned and saved for the cost of college, and then you spent more than you ever could have imagined. Let’s face it: Student loans are daunting, and you may need help to navigate the next financial steps.

In this episode of Agent of Wealth Podcast, Marc Bautis sits down with student loan expert Jan Miller of Miller Student Loan Consultants to explain how you can pay off student debt as efficiently and pain-free as possible.

In this episode, you will learn:

  • How Jan analyzes potential clients’ financial standings to determine their next steps
  • What the four pillars of student loan repayment are and the difference between each one
  • How working for a non-profit organization may save you money on loan repayment
  • How to tell if your debt-repayment plan is going to be the best plan for you
  • And more!

Listen in and learn about the benefits of creating a customized plan for your student loan repayment!

Resources:  Bautis Financial | Miller Student Loan Consultants


Episode 12 – Cutting College Costs — With Guest John Williams

You’ve spent your life saving for your child’s education, and now the time has come for those savings to be used.

In this episode of the Agent of Wealth Podcast, Marc Bautis sits down with college planning expert John Williams to discuss how you can get the most out of your college savings.

In this episode, you will learn:

  • The importance of applying for financial aid, even if you think you’re ineligible
  • Which financial-aid applications you should fill out based on your situation
  • Why attending a college that’s not on the water may actually save you money
  • Whether you can exclude assets from your Expected Family Contribution (EFC) calculation
  • Why you should remain realistic and upfront when planning for college
  • And more!

Tune in and learn easy tips for cutting college costs!

Resources:  Bautis Financial | College Board Financial Aid Calculator


Episode 11 – Workshop Series Part 2: Planning for College—With John Williams

Even the least financially savvy people know that saving for college is a lengthy but important process.

If you’re not sure where to begin, let Marc Bautis and his colleague John Williams be your guides. In part two of the workshop series, Marc and John Williams cover the ins and outs of planning and saving for college.

In this episode, you will learn:

  • When you should start saving for your own (or your kids’) college education
  • Why 529 plans have become almost synonymous with college planning, and the benefits and downfalls of these particular plans
  • Why the biggest part of the Bautis Financial planning process is understanding the clients’ goals and needs
  • How investing in real estate may help you save for schooling
  • Why it’s important to be flexible with planning for college
  • And more!

Tune in now as Marc and John get you set up to plan for college!

Resources:  Bautis Financial | Financial Workshops Part 1: Maximizing Your Social Security