Category Archives: Uncategorized

Episode 32 – Retirement Numbers That Every Single Person Needs to Know: Part 1

January 8, 2020Finance, Investing, Uncategorized, Wealth ManagementAgent of Wealth, Bautis Financial, Ecomony, Financial Planning, Marc Bautis, planning for college, portfolio management, saving, social securityagentofwealth

Podcast: Play in new window | Download | Embed

Subscribe: Apple Podcasts | Spotify | RSS | More

Are you on track for your retirement? Knowing your numbers and understanding what they mean can help you make any adjustments that are needed for you to reach your retirement goals.

In this episode, Marc Bautis walks you through the important numbers and ratios that you should be aware of as you’re saving for retirement. This is a must-listen conversation that will teach you how to decode your credit score and become an organized saver and spender.

In this episode, you will learn:

The purpose of knowing your capital income ratio
How to understand your credit score
How your FICO report can affect your borrowing power
About AGI and how it ties to your tax bracket
And more!

Tune in to learn numbers and tips that can help you work towards a happy retirement.

Resources: Bautis Financial | Savings Goals by Age | Annual Credit Report

Episode 31 – Why We Use the Factor Investing Strategy

December 11, 2019Finance, Investing, Uncategorized, Wealth ManagementAgent of Wealth, Bautis Financial, Ecomony, factor-based investing, Financial Planning, Marc Bautis, portfolio management, savingagentofwealth

Podcast: Play in new window | Download | Embed

Subscribe: Apple Podcasts | Spotify | RSS | More

Not so long ago, it was only the big institutions that had access to all the pertinent investing information, but nowadays even the small investment firms can say they are playing at the same level.

In this episode, Marc Bautis explains the history of investing and portfolio management along with how and why factor-based investing came to fruition. Looking at aspects such as quality, volatility, momentum, and size, Marc shares how he and his firm utilize the factor investing strategy to best help their clients.

In this episode you will learn:

An explanation of factor investing
Details about the four main factors used in factor investing
What to consider about each factor
How Bautis Financial uses this strategy to help their clients
And more!

Tune in now to get an inside look at factor investing trading.

Resources: Bautis Financial: (862) 205-5000

Episode 30 – How to Start Decluttering Your Home Today — With Maria Diaz

November 27, 2019Finance, Investing, Uncategorized, Wealth ManagementAgent of Wealth, Bautis Financial, declutter, Ecomony, Financial Planning, Marc Bautis, Maria Diaz, Order & Ease, savingagentofwealth

Podcast: Play in new window | Download | Embed

Subscribe: Apple Podcasts | Spotify | RSS | More

It’s easy for people to become overwhelmed with clutter. Things pile up and become a burden to deal with. But when you have specific guidance, decluttering — and even just starting the process — becomes much easier.

In this episode, Marc Bautis welcomes guest Maria Diaz, owner and founder of Order & Ease, to discuss ways you can start decluttering your home today. This is a must-listen conversation for anyone who would like to boost their organization and help their parents improve the level of safety within their homes.

In this episode you will learn:

What organization system Maria used to help Marc declutter his garage
How clutter affects people’s mental and physical health
Decluttering advice for baby boomers whether they’re moving into assisted living or aging in place
Action items for adult children who want to help their parents get organized
Creative ideas for commemorating sentimental belongings that are taking up too much space or can’t be taken into an assisted living facility
And more!

Tune in now and get inspired to start decluttering today!

Resources:

Bautis Financial: (862) 205-5000 | Order & Ease: (201) 463-7726

Episode 29 – Tax Planning: Not Just a Year-End Event — With Kenneth Lam, CPA

November 15, 2019Finance, Investing, Uncategorized, Wealth ManagementAgent of Wealth, Bautis Financial, college planning, Ecomony, Financial Planning, Marc Bautis, planning for college, saving, social securityagentofwealth

Podcast: Play in new window | Download | Embed

Subscribe: Apple Podcasts | Spotify | RSS | More

With the end of the year fast approaching, you might be starting to think about your tax situation. But as you will soon find out, it’s best to do tax planning year-round.

In this episode, Marc Bautis welcomes guest Kenneth Lam, the CPA, CEO, and founder of CPA Tax & Financial Planning, to discuss ways you can improve your tax situation by planning throughout the year and not just at the end.

In this episode, you will learn:

The difference between tax deductions and tax credits
Reasons to use capital gains towards opportunity zones
About new deductions available to all business owners
About the W-4 withholding allowance
And more!

Tune in to learn how tax planning year-round can benefit you or your business.

Resources: Bautis Financial: (862) 205-5000 | CPA Tax & Financial Planning, LLC: (732) 520-2668 | Email Ken Lam

Episode 28 – Why Medicare Parts A and B Aren’t Enough — With Victoria Finlay

October 30, 2019Finance, Investing, Uncategorized, Wealth ManagementAgent of Wealth, Bautis Financial, college planning, Ecomony, Financial Planning, Medicare, Medicare Advantage, Medigap, Part A, Part B, planning for college, saving, social securityagentofwealth

Podcast: Play in new window | Download | Embed

Subscribe: Apple Podcasts | Spotify | RSS | More

A lot of people with Medicare wrongly believe that having only Parts A and B will be sufficient. With open enrollment period in full swing, now is the time to make adjustments to get complete coverage.

In this episode, Marc Bautis welcomes returning guest Victoria Finlay to uncover why Parts A and B don’t cut it on their own. Brimming with pointers on Medicare, Medigap, and Medicare Advantage, this is a must-listen for expert guidance on which options to choose based on the cost and the coverage you’re looking for.

In this episode, you will learn:

The different parts of Medicare and the coverages you can receive
What to keep in mind about late enrollment penalties
How to pick out the best coverage plan for you
Questions to ask potential policy providers to ensure you will be properly covered
And more!

Tune in to learn which Medicare coverage options are available to you. Remember, open enrollment period ends on December 7!

Resources:

Episode 27 – Can a Reverse Mortgage Fit in Your Financial Plan? — With David Faccone

October 1, 2019Finance, Investing, Uncategorized, Wealth ManagementAgent of Wealth, Bautis Financial, college planning, Ecomony, Financial Planning, Marc Bautis, planning for college, saving, social securityagentofwealth

Podcast: Play in new window | Download | Embed

Subscribe: Apple Podcasts | Spotify | RSS | More

Are you falling short on your financial goals for your retirement? If you own your own home, do you know the value of the equity you have in it?

In this episode, Marc Bautis brings on a longtime friend to discuss reverse mortgages and how they may be of benefit to your financial plan. David Faccone is a mortgage lender from Finance of America with vast knowledge and experience with these types of mortgages.

In this episode, you will learn:

What exactly is a reverse mortgage
Who is eligible to apply for a reverse mortgage
The pros and cons to having a reverse mortgage
And more!

Tune in to find out what options you have when using your home to aid you in retirement.

Resources: Bautis Financial | Finance of America | David Faccone

Episode 26 – Changing Jobs? Don’t Forget About Your 401(k)

September 25, 2019Finance, Investing, Uncategorized, Wealth Management401(k), Agent of Wealth, Bautis Financial, Ecomony, Financial Planning, Marc Bautis, saving, social securityagentofwealth

Podcast: Play in new window | Download | Embed

Subscribe: Apple Podcasts | Spotify | RSS | More

Statistics show that the average person will change jobs 11 times over the course of their life. What happens to their 401(k)?

In this episode, Marc Bautis talks about the five 401(k) options a person has when they leave their job. It turns out that this is one of the most important retirement decisions you will make. Listen in as Marc walks you through the pros and cons of each option, giving expert advice along the way.

In this episode, you will learn:

How to decide whether to leave a 401(k) where it is or bring it over to your new employer
The importance of obtaining your fee-disclosure document
Why there are very few pros to cashing out your 401(k)
What a “zombie 401(k)” is and how to hunt one down
And more!

Tune in now to find out what options you can take with your 401(k) when you change jobs.

Resources: Bautis Financial

Episode 25 – Is Divorce Coaching Right for You? — With Jason Levoy

September 6, 2019Finance, Investing, Uncategorized, Wealth ManagementAgent of Wealth, Bautis Financial, Ecomony, Financial Planning, Marc Bautis, savingagentofwealth

Podcast: Play in new window | Download | Embed

Subscribe: Apple Podcasts | Spotify | RSS | More

Going through a divorce can be extremely stressful and overwhelming. Could you benefit from the support of a divorce coach?

In this episode, Marc Bautis is joined by divorce coach Jason Levoy to discuss what it’s like to navigate the divorce process with a coach on your side. This conversation is dedicated to bringing you full details about a source of support you may have overlooked until now.

In this episode, you will learn:

At which stage people usually engage a divorce coach
Why some people approach Jason after a divorce is final
What sets Jason apart from other divorce coaches
Jason’s tips for people at different stages of divorce
And more!

Tune in to hear from divorce coach Jason Levoy and consider whether coaching is right for you!

Resources: Bautis Financial | Jason Levoy | The Divorce Resource Guy Podcast

Episode 24 – 10 Things CPAs Should Know About IRAs: Part 1

August 21, 2019Finance, Investing, Uncategorized, Wealth ManagementAgent of Wealth, Bautis Financial, college planning, Ecomony, Financial Planning, Marc Bautis, planning for college, saving, social securityagentofwealth

Podcast: Play in new window | Download | Embed

Subscribe: Apple Podcasts | Spotify | RSS | More

Are you a CPA who has questions about individual retirement plans (IRAs)? Or maybe you just want to know more about IRAs to make sure you’re doing right for your own future.

In part one of his new mini-series, Marc Bautis throws light on 10 things CPAs should know about IRAs. This informative and energetic episode is all about helping you plan for a financially free retirement.

In this episode, you will learn:

What the current contribution rates are for IRAs
Which factors determine your eligibility to contribute
How to use an NUA strategy to save on taxes
Whether it makes sense to convert to a Roth
And more!

Tune in to learn about IRAs and consider if you’re using it to its greatest potential.

Resources: Bautis Financial

Episode 23 – Can Dividends Lead to Financial Freedom?

August 7, 2019Finance, Investing, Uncategorized, Wealth ManagementAgent of Wealth, Bautis Financial, Ecomony, Financial Planning, Marc Bautis, planning for college, saving, social securityagentofwealth

Podcast: Play in new window | Download | Embed

Subscribe: Apple Podcasts | Spotify | RSS | More

Have you ever asked yourself, “What is a dividend?” or “Can a dividend really help me reach my financial goals?” If so, you’ll want to listen to this!

In this information-rich episode, Marc Bautis dives deep into everything you need to know when planning for your financial freedom — and how dividends may help you get there.

In this episode, you will learn:

The definition of a dividend
Why it is important to look at a stock’s total return
What a payout ratio is and how it can benefit you
And so much more!

Tune in to learn about dividend-paying stocks and answer this question: “Can they help me get to where I want to go?”

Resources: Bautis Financial

Episode 22 – What Would You Do If There Was a Recession?

July 24, 2019Finance, Investing, Uncategorized, Wealth ManagementAgent of Wealth, Bautis Financial, Ecomony, Financial Planning, Marc Bautis, saving, social securityagentofwealth

Podcast: Play in new window | Download | Embed

Subscribe: Apple Podcasts | Spotify | RSS | More

The word “recession” is enough to make any economist shudder. But sometimes recessions happen and it’s important to be prepared.

In this episode, Marc Bautis explains whether we should be worried about an impending recession and how to combat one if it does happen.

In this episode, you will learn:

The four phases of the economy and each of their roles
What could end the “bull market” phase of the economic cycle
How the Internet and social media can affect the cycle
And more!

Tune in to learn about the inner workings of the economy and how to prepare for a recession.

Resources Bautis Financial

Episode 21 – How to Use ESG Investments in Your Portfolio

July 10, 2019Finance, Investing, Uncategorized, Wealth ManagementAgent of Wealth, Bautis Financial, college planning, Ecomony, Financial Planning, Marc Bautis, planning for college, saving, social securityagentofwealth

Podcast: Play in new window | Download | Embed

Subscribe: Apple Podcasts | Spotify | RSS | More

Do you want your investments to align with your personal values? If so, you may be interested in socially responsible investing!

In this episode of Agent of Wealth Podcast, Marc Bautis explains socially responsible investing and how to use environmental, social, and governance (ESG) investments in your portfolio.

In this episode, you will learn:

The major drivers of ESG investing
How to use your investments to influence change
Which large companies are participating in socially responsible investing
How ESG investments can help your company grow and gain popularity
And more!

Tune in now to learn about socially responsible investing and how to use ESG investments in your portfolio!

Resources: Bautis Financial

Episode 20 – Adding Real Estate to Your Investment Strategy

June 26, 2019Finance, Investing, Uncategorized, Wealth ManagementAgent of Wealth, Bautis Financial, college planning, Ecomony, Financial Planning, Marc Bautis, planning for college, saving, social securityagentofwealth

Podcast: Play in new window | Download | Embed

Subscribe: Apple Podcasts | Spotify | RSS | More

Should you be investing in real estate?

In today’s episode, Marc Bautis breaks down what investing in real estate involves and the benefits of adding it to your investment strategy.

In this episode, you will learn:

The main reasons to consider incorporating real estate into your portfolio
The different types of real estate options available to invest in
The value of factoring in the cost of a property manager
Which information to look for when conducting your research
The ideal number of properties to invest in
How you can scale up the number of properties you have as you gain experience in the real estate market
The difference between actively and passively investing in real estate
And more!

Tune in now to learn how you can start incorporating real estate into your portfolio!

Resources: Bautis Financial

Episode 18 – Meet Victoria Finlay of Bautis Financial

May 29, 2019Finance, Investing, Uncategorized, Wealth ManagementAgent of Wealth, Bautis Financial, college planning, Ecomony, Financial Planning, Marc Bautis, planning for college, saving, social securityagentofwealth

Podcast: Play in new window | Download | Embed

Subscribe: Apple Podcasts | Spotify | RSS | More

In this episode of Agent of Wealth Podcast, you will meet Victoria Finlay, a financial advisor at Bautis Financial. Victoria studied financial planning at Virginia Tech University and has been working at Bautis Financial for about a year.

In this episode, you will learn:

What the first year of work at a financial advising office looks like
How Victoria has transitioned from student to advisor
Victoria’s recommendations for saving for university for multiple children in your family
How Victoria has worked with clients at Bautis Financial to help them reach their financial goals
What goes into getting the CFP® designation
And more!

Tune in to this episode of the Agent of Wealth Podcast to get to know Bautis Financial’s Victoria Finlay!

Resources: Bautis Financial

Episode 14 – How to Get That Student Loan Paid Off — With Guest Jan Miller of Miller Student Loan Consultants

April 3, 2019Finance, Investing, Uncategorized, Wealth ManagementAgent of Wealth, Bautis Financial, college planning, Ecomony, Financial Planning, Marc Bautis, planning for college, saving, social securityagentofwealth

Podcast: Play in new window | Download | Embed

Subscribe: Apple Podcasts | Spotify | RSS | More

You planned and saved for the cost of college, and then you spent more than you ever could have imagined. Let’s face it: Student loans are daunting, and you may need help to navigate the next financial steps.

In this episode of Agent of Wealth Podcast, Marc Bautis sits down with student loan expert Jan Miller of Miller Student Loan Consultants to explain how you can pay off student debt as efficiently and pain-free as possible.

In this episode, you will learn:

How Jan analyzes potential clients’ financial standings to determine their next steps
What the four pillars of student loan repayment are and the difference between each one
How working for a non-profit organization may save you money on loan repayment
How to tell if your debt-repayment plan is going to be the best plan for you
And more!

Listen in and learn about the benefits of creating a customized plan for your student loan repayment!

Resources: Bautis Financial | Miller Student Loan Consultants